Where we work
Fort Walton Beach is one of the towns we cover around Pensacola
365 Restoration covers Fort Walton Beach together with Pensacola, Milton, Gulf Breeze and Navarre. Tell us your ZIP code, and on the call back you hear how long a crew needs to reach your street.
In Florida we also serve Tallahassee, Tampa, Orlando and Miami, and outside Florida the company works across Texas and in Illinois.
Around Pensacola
Fort Walton Beach in particular
Where Isaias rained the most
Fort Walton Beach sits between Choctawhatchee Bay and Santa Rosa Sound, with Okaloosa Island across the water. Surge comes in from the sound and the bay, and US 98 along the water is often the first road to flood.
- 01
Isaias left its most rain here
When Hurricane Isaias came ashore near Destin on October 9, 2026, the highest rain totals in the Weather Service's Mobile area fell around Fort Walton Beach: 11.65 inches just east of Mary Esther and 11.20 inches in Fort Walton Beach. The marine station in town gusted to 78 mph.
Source: National Weather Service, Mobile/Pensacola office, Hurricane Isaias post-storm report (preliminary, October 13, 2026)
- 02
Opal: a 144 mph gust next door
When Hurricane Opal hit on October 4, 1995, Hurlburt Field, next to Fort Walton Beach, recorded a 144 mph peak gust. The Weather Service observed 6 to 8 feet of water in the inland bays from Pensacola to Choctawhatchee Bay, and US 98 between Fort Walton Beach and Destin was destroyed.
Source: NOAA National Hurricane Center, Hurricane Opal preliminary report (1995); National Weather Service, Mobile/Pensacola office, Hurricane Opal summary
- 03
Ivan: 6 to 9 feet of surge
In Hurricane Ivan in 2004, Okaloosa County saw a storm surge of 6 to 9 feet, and the county logged 31,822 insurance claims.
Source: NOAA National Hurricane Center, Tropical Cyclone Report: Hurricane Ivan (2004); Florida Office of Insurance Regulation, 2004–2005 hurricane claims summary
- 04
Sally breached a seawall
During Hurricane Sally in September 2020, a 2-foot seawall in Fort Walton Beach was breached and 2 to 3 feet of water covered parts of US 98. Many sound-side homes in Mary Esther were flooded, and Fort Walton Beach collected 14.22 inches of rain.
Source: National Weather Service, Mobile/Pensacola office, Hurricane Sally post-storm report; NOAA National Hurricane Center, Tropical Cyclone Report: Hurricane Sally (2020)
- 05
US 98 floods first
The Weather Service flood guide for the Fort Walton Beach gauge says that at 4 feet above normal high tide, US 98 near Sound Park begins to flood and sound-side homes in Mary Esther become surrounded by water.
Source: National Weather Service, Fort Walton Beach gauge (FBCF1), flood impacts
- 06
Bay water is not clean water
Surge from the sound or the bay counts as contaminated water (Category 3 in the IICRC standard). Wet carpet pad and the lower drywall usually come out, and we show you what goes and why before anything is removed.
Services in Fort Walton Beach
What we handle here
- Water damageExtraction and drying after surge, flooding or a broken line, with moisture readings logged every day until the house reads dry.
- Storm damageEmergency tarp over a roof the wind opened, then drying for the rooms underneath before the next band of rain.
- Fire and smoke damageSoot and smoke cleanup after a fire, including the odor that settles into walls, cabinets and clothing.
- Mold remediationMold remediation when a house stayed wet too long, with the source of the moisture found and dried first.
- Free inspectionA free check of roof, plumbing and HVAC, worth booking before or after hurricane season.
Common questions
Fort Walton Beach questions
Do you cover Mary Esther, Okaloosa Island and Destin?
Send us the ZIP code and we confirm on the call back, along with how long a crew needs to get there. After a hurricane the bridges to the island can close, and if that changes the timing we tell you plainly.
Can you tarp my roof before the next band of rain?
If it is safe to be on the roof, yes, that is what an emergency tarp is for. Nobody should be up there in tropical-storm wind, so if it is still blowing we tarp as soon as it eases and start on the water inside while we wait. We call you back in under 10 minutes to plan it.
Water came in from the sound. Is that different from a pipe leak?
Yes. Surge from the sound or the bay counts as contaminated water (Category 3 in the IICRC standard), so wet carpet pad and the lower part of the drywall usually come out. Before anything is removed, we show you what goes and why.
Will my insurance pay for the drying?
That depends on your policy, so ask your insurer. Surge and rising water are usually a flood-insurance matter, separate from a standard homeowners policy. We do not file, negotiate or adjust claims. We photograph and measure every stage and hand you the file.
Fort Walton Beach calls get answered day and night.
Send the ZIP code and a line about what happened. We call you back in under 10 minutes, at any hour.
(888) 844-7862 Report the damage